Cheap Car Insurance in Savannah, GA

A lot of people are familiar with Savannah because they feel that this has to be one of the prettiest places in Georgia. This city that was established in the year 1733 has continued to grow. This was one of the ports that was used during the Civil War and its seaport is still being used right now.

Are you familiar with Forrest Gump? If yes, then the bench that was used in the movie is one of the iconic places in Savannah. Now that you have a clearer idea of how Savannah looks like, you may want to know more about this place. Some people would like to get cheap car insurance in Savannah, Georgia because they have fallen in love with how the place looks like.

Savannah Car Insurance Information

It is obvious from the table that the average insurance rate in Savannah is higher as compared to the other states in Georgia. It is also a bit higher as compared to the insurance that is being offered in other places in the United States.

Their car premiums are not too far from the state average. There are some cities in Georgia that come with higher premiums. If you would like to save money and get cheap car insurance in Savannah, GA, the best thing that you can do is to continue finding more facts about it.

Your marital status will have an effect on your insurance premiums. Even your gender will also affect your insurance rates. Women are known to have lower premiums (about 3%) as compared to men. Single men and women will also have higher rates as compared to those who are already widowed. If you truly want to save more money, being married will allow you to save more.

CHEAPEST CAR INSURANCE COMPANIES IN Savannah

Are you curious to know more about the different insurance companies that are available in Savannah? These are some of the car insurance companies plus the national average that you can expect when you sign up with them.

In Savannah, there are a lot of small agencies that are available that can offer the best rates but the insurance companies that offer auto insurance are not so many. The companies mentioned above will surely provide car insurance to the residents of Savannah.

Rank Car Insurance Company Annual Insurance Rate
1 USAA $1084
2 Progressive $1398
3 All State $1925
4 Georgia Farm Bureau $1272]

Savannah Car Insurance Rate by Zip Code

This coastal city in Georgia is one of the places that people dream of visiting. If you live in Savannah, you know that different zip codes exist to make it easier for people know where their boundaries are. You can also easily check the establishments that are available per zip code. You can navigate easily around the place this way.

The price that you will pay for your car insurance is based on the severity of the claims that are usually reported by people in the neighborhood. These are some other things that will have an effect:

  • Your driving record
  • The car that you will insure and drive
  • Your credit rating

The better your credit rating is, the lower the car insurance rates that will be given to you. Finding cheap car insurance is possible as long as you know what you are looking for.

Zip Code Age Male Average rate Highest Lowest
31302 30 male $1479 $1879 $785
31322 30 male $1488 $1961 $785
31401 30 male $1604 $2353 $912
31405 30 male $1605 $2377 $912
31406 30 male $1498 $2196 $866
31419 30 male $1454 $1992 $907
31415 30 male $1604 $2326 $912

Savannah CAR INSURANCE RATES BY AGE

Age Women Men
20s $4844 $6086
30s $1599 $1604
40s $1464 $1466
50s $1364 $1385
60s $1326 $1386
70s $1501 $1599

It is already expected that teenagers are going to pay a lot of money if they get their car insurance before they reach the age of 20. Teenagers are considered to be high-risk drivers. According to research, younger people tend to be more bold in driving. They also do not have the right amount of experience which is needed to stay safe on the road.

This is the breakdown of the average car insurance rates of people depending on their age:

In Savannah, you have to expect that your insurance rate will increase by the time that you reach the age of 70. People who reach this age are considered to be more fragile because they can suffer from more injuries as compared to those who are younger than them. People tend to have brittle bones are they age. Those who are 60 years old and above may also have a harder time driving because of their eyesight and their senses in general.

MINIMUM CAR INSURANCE REQUIREMENT IN Savannah

Insurance Coverage Minimum Coverage Needed
Property Damage Liability $25,000
Medical Payments Not Required
Collision Not Required
Comprehensive Not Required
Bodily Injury Liability $50,000

Do you want to make sure that you can drive your car legally in Savannah? You cannot just purchase a car and expect that you can start driving around the city and the neighboring cities in Georgia. You need to know the rules of Savannah and the rules of the state when it comes to car insurance.

One of the worst things that can happen is purchasing car insurance that is beyond the minimum requirement of Savannah and the state. These are some of the minimum requirements that you should know:

Liability coverage is going to be very helpful when you have caused the accident that you were involved in. If in case the situation that you are in is not like this, you need to pay for the damages that you have caused on your own.

You will always be informed by the car insurance agent that you choose about the coverage that you need when you are in Georgia. The more that you know, the easier it will be for you to make the right choice.

Top car insurance agents in Savannah

When searching for the right insurance, would you rather go directly to the insurance company or would you rather get an agent? Some people opt to go to an agent first because these agents will provide them with more options. You do not have to be limited to just one company alone. You will be given choices which is important when searching for the right car insurance for your needs.

Your question may be, who will offer the cheapest car insurance in Savannah? This will depend on factors that you may or may not control.

Acceptance Auto Insurance

7929 Abercorn St Ste 430, Savannah, GA 31406, USA

(912) 925-1217 www.acceptanceinsurance.com

Peters Enterprises Insurance Agency

8402 Abercorn St, Savannah, GA 31406, USA

(912) 927-1011 www.petersenterprisesinsurance.com

Abercorn Insurance

11136 Abercorn St A, Savannah, GA 31419, USA

(912) 355-2223 www.abercorninsurance.com

PeachState Auto Insurance

121 E Montgomery Cross Rd, Savannah, GA 31406, USA

(912) 691-4555 www.peachstateinsurance.net

ATI Insurance Agency

25 E Derenne Ave, Savannah, GA 31405, USA

(912) 200-9001 www.atiinsurance.com

Barry Gravitt Agency

130 Canal St. #401 Pooler, GA 31322

712 1190 www.gravittagency.com

Wilson Insurance

7505 Waters Avenue, Suite D-11

(912) 354-4446 http://wilson-ins.com/

Evan Murphy

415 Eisenhower Dr Ste 4 Savannah, GA 31406

(912) 335-7521 https://agents.farmers.com/ga/savannah/evan-murphy

Morris & Timpleton Insurance

7180 Hodgson Memorial Drive Savannah, GA 31406

912-355-4549 https://morristempleton.com/

Clanton Insurance Agency

9100 White Bluff Rd. Ste 404 Savannah, GA 31406

(912) 925-2929 www.clantoninsuranceagency.com

Savannah GA DEMOGRAPHY

Getting to Know More About Savannah, GA

Savannah is known to be the oldest city in the United States. This is a very picturesque place that makes a lot of people like it the moment that they see it. The antebellum architecture is still very prominent here and it makes people remember of the things that were.
  • Population 164,444
  • Population Density 1, 321 per square mile
  • Per Capital Income
  • Latitude 32.0809
  • Longitude -81.0912
  • Land Area 281.5 km2
  • Area code 912

The city has a lot of historical districts that are worth checking out. There are a lot of parks and many tourist spots that people can visit whenever they can.

A lot of people say that they love visiting Savannah not only because of its beauty that you will immediately see but also because it can make you feel that you are leaving all of your stress away. There are also some food products in Savannah that are worth checking out such as their fried green tomatoes and their shrimp and grits.

All the things that you have learned about Savannah can be enough to make you want to visit the place soon. Getting car insurance in Savannah can be easy to do too as long as you would remember all of the details that are mentioned above.