Cheap Car Insurance in Atlanta, GA

There are different insurance companies that are available in Atlanta and they are all claiming that they can offer cheap car insurance in Atlanta, Georgia. The search for the right car insurance does not have to be too hard as long as you know as many details as possible about the car insurance coverage that you need and the different insurance companies that are available in the area.

It is said that Atlanta is not the cheapest city to get car insurance in Atlanta but over the past years, the auto insurance rates have increased further. It may be more complicated to find cheap car insurance in Atlanta GA now. It would take some patience and perseverance but as long as you are determined to find the best car insurance, then you will be happy with what you will get.

Atlanta Car Insurance Information

People in Atlanta are curious if the insurance that they are paying for are higher or lower than neighboring cities. Those who are living in the metropolis area of Atlanta may be paying more as compared to those who are in suburban areas.The car insurance rates have gone up about %25 higher as compared to how the insurance rates were 8 years ago. How exactly does Atlanta compare with the rest of Georgia and the United States of America?Based on the details that are mentioned above, the car insurance in Atlanta is higher as compared to the rest of Georgia and even to the car insurance being offered in the rest of the states in America. The type of vehicle that will be insured will also affect the amount that people have to pay for when it comes to car insurance.

People in Atlanta are curious if the insurance that they are paying for are higher or lower than neighboring cities. Those who are living in the metropolis area of Atlanta may be paying more as compared to those who are in suburban areas.The car insurance rates have gone up about %25 higher as compared to how the insurance rates were 8 years ago. How exactly does Atlanta compare with the rest of Georgia and the United States of America?Based on the details that are mentioned above, the car insurance in Atlanta is higher as compared to the rest of Georgia and even to the car insurance being offered in the rest of the states in America. The type of vehicle that will be insured will also affect the amount that people have to pay for when it comes to car insurance.

CHEAPEST CAR INSURANCE COMPANIES IN Atlanta

What are the cheapest car insurance companies in Atlanta? Finding car insurance in Atlanta does not have to be complicated. You need to know the rates of the different car insurance companies so that you can be sure that you are making the best choice. What are the known car insurance companies in Atlanta?

The very low insurance that is being offered by Country Financial is one of the reasons why this is the usual choice of people who are living in Atlanta. Still, there are some people who check the other insurance companies especially if they already have other insurance policies before.

Not everyone will get the affordable rate from Country Financial because of different factors that will always affect your rate. There are some things that you cannot change such as:

  • Your age
  • Your gender
  • Your past

Let us say that you have had some traffic violations in the past. How are you going to remedy that right now? You can take defensive driving courses that may reduce the premium that you have to pay.

Rank Car Insurance Company Annual Insurance Rate
1 Country Financial $1129
2 Progressive $1598
3 Nationwide $1718
4 GEICO $1787
5 MetLife $1862
6 Mercury $1955
7 All State $1999
8 Central Insurance $2077
9 Allied $2016
10 Encompass $2380]

Atlanta Car Insurance Rate by Zip Code

You will know your current location on Atlanta depending on your zip code. The place where you live may affect the rates that you will get for your car insurance. This is not very surprising. There are some places in Atlanta that are considered to be “safer.” The security may be tighter and people are known not to cause any trouble.

If you live in a place in Atlanta wherein car thefts can be common, you can already expect that your car insurance rates will probably be more expensive than what you have expected.

The insurance rate tends to be lower for men who are 30 to 50 years of age. By the time that a person reaches his mid-50s, the insurance rates will start to go higher. You can take advantage of the rates now while you are still young.

Zip Code Age Male Average rate Highest Lowest
30303 30 male $1,832 $2,647 $939
30304 30 male $1,902 $2,560 $1,045
30329 30 male $1,632 $2,209 $750
30312 30 male $1,905 $2,402 $939
30324 30 male $1,683 $2,200 $803
30306 30 male $1,638 $2,210 $790
30311 30 male $1,947 $2,712 $996
30313 30 male $1,909 $2,438 $939
30319 30 male $1,630 $2,209 $803

Atlanta CAR INSURANCE RATES BY AGE

Age Women Men
20s $3,736 $4,538
30s $1,970 $1,961
40s $1,806 $1,777
50s $1,681 $1,707
60s $1,636 $1,708
70s $1853 $1,976

It was mentioned earlier that your age will play a huge role in the insurance rates that will be offered to you. Teenagers actually have very high insurance rate. Some would even have to pay up to almost $7,000. Some parents opt to just add their teenagers to their existing insurance so that the rates will be much lower.

You can keep your rates minimal by making sure that your driving record will always be clean. If there are many violations wherein you will be at-fault, your rates will also be affected. Some car insurance companies would choose not to renew your car insurance if you have made too many claims.

The type of violations that you have made will also affect your premiums. You are expected to pay a lot of money if you get a DUI as compared to when you get a speeding ticket. You can always consult with your insurance agent about this so that you will know how much your rates will increase, if ever.

MINIMUM CAR INSURANCE REQUIREMENT IN Atlanta

Type of Coverage Minimum Coverage Required
Bodily Injury Liability $25,000
Property Damage Liability $50,000

Being a motorist in Atlanta requires you to become aware of the minimum car insurance requirements in the city. The requirements will let you know the minimum levels of the insurance coverage that you need.

There are some basic things that you need to be protected from:

  • Property damage
  • Personal Injury
  • Damages to your vehicle

If you are already covered with the right type of insurance, you still need to get yourself a lawyer if you have to file a claim. This will ensure that the process of filing a claim will be smooth-sailing. If in case you have become a victim of an accident, you can hire a Georgia personal injury attorney to help you get what you need.

Top car insurance agents in Atlanta

Are you planning to get the right car insurance soon? You can do it on your own. Contact the insurance companies mentioned above and choose the one that can provide the best coverage. Do you think that the best coverage you can get on your own is truly the cheapest car insurance in Atlanta? Hiring an agent may be the better option available.

NEA Auto and Home Insurance

900 Clopper Road, Ste. 300 Gaithersburg, MD

800-637-4636 www.neamb.com

Leavitt Group

2200 Century Pkwy Ste 410 Atlanta, GA 30345 United States

770-242-0519 www.leavitt.com

Siegel Insurance

2987 Clairmont Road NE Suite 425 Atlanta, GA 30329

(888) 275-0553 www.siegelinsurance.com

Gibb Insurance Agency

991 Cascade Road SW Suite AAtlantaGA

(404)-758-3511 www.gibbinsuranceagency.net

Eagle Insurance

3522 Club Dr. STE. 2C. Lawrenceville, GA 30044

1-678-205-4600 myeagleins.com

Kelly Marriata Cheap Car Insurance

107 Peachtree St SW Atlanta GA 30303

1 470-558-1039 cheapcarinsuranceatlanta.info

Freeway Insurance

888-792-5340 www.freewayinsurance.com

Five Star Insurance

3902 US Hwy 78 Snellville, GA 30039

(678) 956-5070 www.fivestarinsuranceagency.com

Roosevelt Robinson

781 Central Ave SW Atlanta, GA 30315

(404) 584-7003 agents.farmers.com

Atlanta GA DEMOGRAPHY

Getting to Know Atlanta Georgia

Atlanta is known to be the capital of Georgia. This is the place that has experienced a lot of history. It is one of the places that became affected by the Civil War. It is also one of the places that saw the fruition of the 1960s civil rights movement. There are a lot of people who have associated Atlanta with Martin Luther-King. There is actually a national historical site that can be found in Atlanta wherein everything that King did is remembered and commemorated.
  • Population 475, 522
  • Population Density 630 per square mile
  • Latitude 33.7490
  • Longitude -84.3880
  • Land Area 347.1 km²
  • Area code 678, 404

You have gotten to know many details about Atlanta now. Do you think that it will be easier to pick car insurance in Atlanta soon? Consider if you would pick an insurance agent or you will go directly to an insurance company. The choice will be up to you.