Atlanta Car Insurance Information
People in Atlanta are curious if the insurance that they are paying for are higher or lower than neighboring cities. Those who are living in the metropolis area of Atlanta may be paying more as compared to those who are in suburban areas.The car insurance rates have gone up about %25 higher as compared to how the insurance rates were 8 years ago. How exactly does Atlanta compare with the rest of Georgia and the United States of America?Based on the details that are mentioned above, the car insurance in Atlanta is higher as compared to the rest of Georgia and even to the car insurance being offered in the rest of the states in America. The type of vehicle that will be insured will also affect the amount that people have to pay for when it comes to car insurance.
People in Atlanta are curious if the insurance that they are paying for are higher or lower than neighboring cities. Those who are living in the metropolis area of Atlanta may be paying more as compared to those who are in suburban areas.The car insurance rates have gone up about %25 higher as compared to how the insurance rates were 8 years ago. How exactly does Atlanta compare with the rest of Georgia and the United States of America?Based on the details that are mentioned above, the car insurance in Atlanta is higher as compared to the rest of Georgia and even to the car insurance being offered in the rest of the states in America. The type of vehicle that will be insured will also affect the amount that people have to pay for when it comes to car insurance.
CHEAPEST CAR INSURANCE COMPANIES IN Atlanta
What are the cheapest car insurance companies in Atlanta? Finding car insurance in Atlanta does not have to be complicated. You need to know the rates of the different car insurance companies so that you can be sure that you are making the best choice. What are the known car insurance companies in Atlanta?
The very low insurance that is being offered by Country Financial is one of the reasons why this is the usual choice of people who are living in Atlanta. Still, there are some people who check the other insurance companies especially if they already have other insurance policies before.
Not everyone will get the affordable rate from Country Financial because of different factors that will always affect your rate. There are some things that you cannot change such as:
- Your age
- Your gender
- Your past
Let us say that you have had some traffic violations in the past. How are you going to remedy that right now? You can take defensive driving courses that may reduce the premium that you have to pay.
| Rank | Car Insurance Company | Annual Insurance Rate |
|---|---|---|
| 1 | Country Financial | $1129 |
| 2 | Progressive | $1598 |
| 3 | Nationwide | $1718 |
| 4 | MetLife | $1862 |
| 5 | Mercury | $1955 |
| 6 | All State | $1999 |
| 7 | Central Insurance | $2077 |
| 8 | Allied | $2016 |
| 9 | Encompass | $2380] |
Atlanta Car Insurance Rate by Zip Code
You will know your current location on Atlanta depending on your zip code. The place where you live may affect the rates that you will get for your car insurance. This is not very surprising. There are some places in Atlanta that are considered to be “safer.” The security may be tighter and people are known not to cause any trouble.
If you live in a place in Atlanta wherein car thefts can be common, you can already expect that your car insurance rates will probably be more expensive than what you have expected.
The insurance rate tends to be lower for men who are 30 to 50 years of age. By the time that a person reaches his mid-50s, the insurance rates will start to go higher. You can take advantage of the rates now while you are still young.
| Zip Code | Age | Male | Average rate | Highest | Lowest |
|---|---|---|---|---|---|
| 30303 | 30 | male | $1,832 | $2,647 | $939 |
| 30304 | 30 | male | $1,902 | $2,560 | $1,045 |
| 30329 | 30 | male | $1,632 | $2,209 | $750 |
| 30312 | 30 | male | $1,905 | $2,402 | $939 |
| 30324 | 30 | male | $1,683 | $2,200 | $803 |
| 30306 | 30 | male | $1,638 | $2,210 | $790 |
| 30311 | 30 | male | $1,947 | $2,712 | $996 |
| 30313 | 30 | male | $1,909 | $2,438 | $939 |
| 30319 | 30 | male | $1,630 | $2,209 | $803 |
Atlanta CAR INSURANCE RATES BY AGE
| Age | Women | Men |
|---|---|---|
| 20s | $3,736 | $4,538 |
| 30s | $1,970 | $1,961 |
| 40s | $1,806 | $1,777 |
| 50s | $1,681 | $1,707 |
| 60s | $1,636 | $1,708 |
| 70s | $1853 | $1,976 |
It was mentioned earlier that your age will play a huge role in the insurance rates that will be offered to you. Teenagers actually have very high insurance rate. Some would even have to pay up to almost $7,000. Some parents opt to just add their teenagers to their existing insurance so that the rates will be much lower.
You can keep your rates minimal by making sure that your driving record will always be clean. If there are many violations wherein you will be at-fault, your rates will also be affected. Some car insurance companies would choose not to renew your car insurance if you have made too many claims.
The type of violations that you have made will also affect your premiums. You are expected to pay a lot of money if you get a DUI as compared to when you get a speeding ticket. You can always consult with your insurance agent about this so that you will know how much your rates will increase, if ever.
